Long Island Bankruptcy Lawyer

Helping Clients Resolve Their Debt Problems for Over 25 Years

If you have been struggling with an insurmountable amount of debt, you are one of the millions of people throughout the country who are now considering filing for bankruptcy. Fortunately, a seasoned bankruptcy law firm has emerged to help clients with bankruptcy and debt relief matters throughout Long Island and surrounding areas. At the Law Offices of Scupp & Berman, LLP, they have been helping clients throughout Suffolk and Nassau Counties to deal with their debt for over two decades. This has afforded them a comprehensive understanding of bankruptcy law.

Matters of financial crisis such as debt and bankruptcy issues deserve to be attended to by a dedicated law firm that focuses specifically on the practice of bankruptcy law. The financial stability and wellbeing of a person's future are too delicate to be entrusted to anyone other than a highly experienced bankruptcy professional. For this reason, it makes the most sense to seek legal counsel from a firm that not only has years of experience under its belt, but also one that is solely dedicated to the defense of those in need of financial support and guidance. In business for more than 20 years, you can feel safe in choosing to work with a Long Island attorney from our firm. We have ample experience and a comprehensive knowledge of the law as it pertains to all aspects of bankruptcy. The overwhelming stress you may be experiencing during this time does not have to be a life sentence, and with our help we will do our best to make that it is nothing more than short lived.

Bankruptcy Attorney Serving Long Island, NY

As a law firm with decades of experience at hand, they understands that individuals can easily find themselves unable to pay debts due to any number of circumstances, including illness, loss of employment, divorce, death of a spouse, failure of a business and an increase in an adjustable rate mortgage. As a result, individuals who can no longer meet their debt obligations frequently encounter emotional stress, depression and a feeling of helplessness. The emotions and anxiety that individuals face, in addition to mounting debt, frequently are increased by the following events:

• Creditors calling you at home and work - even attempting to speak to relatives;
• Lawsuits being filed against you by creditors' attorneys;
• Fear of wage garnishment of having checking accounts frozen;
• Facing the repossession of your vehicle; and
• The possibility of foreclosure after falling behind on payments

Bankruptcy law is designed to assist individuals who are facing some of the financial difficulties described above. Our legal team understands the difficulties and worries that go along with debt problems. Creditor calls, threats of lawsuits or wage garnishments can all be confusing and frightening. By retaining the legal assistance of a Long Island bankruptcy lawyer from our office, you can be free from this part of the stress and anxiety almost immediately. No creditor may contact you directly once you retain our office as your legal counsel. Your attorney will sit down with you and discuss your personal financial situation in a confidential consultation to help you determine your best choice for resolving your debt problems. Once we have established that, our firm will proceed with taking the necessary actions to begin to resolve your debt situation.

Changes to Bankruptcy Exemptions in New York

As of December 23, 2010 a new law was passed making significant changes to bankruptcy exemptions in the State of New York. The Homestead Exemption amends existing exemptions and adds additional exemptions for those filing for bankruptcy in the future. This includes providing a cost of living allowance and a choice between utilizing federal exemptions and the New York state exemptions.

The increases include a change from $50,000 per person for real estate in New York to $150,000 in downstate New York, $125,000 in Dutchess, Albany, Columbia and several other counties, as well as $75,000 for all other New York counties. When filed jointly between spouses, a couple could have $150,000 in exemptions for their home when filing for Chapter 7 or Chapter 13 bankruptcy. There are many additional bankruptcy exemptions or exemption increases provided by the newly amended Homestead Exemption including jewelry, trade tools, motor vehicles and more.

Learn about our goals for your financial future!

As a tenured bankruptcy law firm, we set goals for ourselves and each of our clients. We only want to see the best for our clients, despite how daunting their financial situation has become. For all our clients, we have set a common goal: To obtain a fresh start. We strongly believe that any client facing insurmountable debt and little or no assets deserves this fresh start.

In many instances, filing for bankruptcy in accordance with bankruptcy law allows an individual to obtain this fresh start. It affords them the opportunity to begin the process of rebuilding a financial position free of the emotional burden of overwhelming debt. Essentially, bankruptcy relief provides a second chance for a new financial beginning to individuals who would have otherwise spent years with little or no real opportunity to satisfy their debts and begin rebuilding credit.

With thirty years of collective experience in bankruptcy law, we have already handled thousands of cases and assisted clients in getting that fresh start they needed to obtain financial stability. We offer a free consultation in our office where you can sit down and discuss your potential Chapter 7, Chapter 11 or Chapter 13 bankruptcy filing. In addition, we can provide you with valuable information on the different myths that you might have heard that could lead to common bankruptcy mistakes, as well as the timeline that you can expect during the bankruptcy process while you file for bankruptcy.

No matter whether you are looking to clarify the benefits of bankruptcy or even if you are looking to learn about the different bankruptcy alternatives, such as credit counseling , it is important that you receive comprehensive assistance from an attorney that understands the legal issues at hand. At our firm, we are also able to help you deal with creditor harassment. All meetings are held in confidence and can leave you with the information you need to decide if filing for bankruptcy is the right option for you. If you believe that bankruptcy is a possible solution to your present financial situation, call a bankruptcy attorney at our office today to schedule an appointment.

Bankruptcy Lawyer Serving Suffolk and Nassau Counties

The Law Offices of Scupp & Berman, LLP is a Long Island bankruptcy law firm that is dedicated exclusively to helping individuals, families and businesses with their bankruptcy needs throughout Suffolk and Nassau counties. With over 25 years of experience under our belts, we are more than able and prepared to handle all types of bankruptcy cases, regardless of how complex they may be. We understand the toll that overwhelming debt and financial hardship can take on a family or a business. We want our clients to know that we are here for them during this difficult time, and that we will do everything possible to help them through their debt and financial troubles.

If you are suffering or struggling with insurmountable debt, please do not waste one more minute stressing over your financial matters. In addition to answering all of your most frequently asked questions, we also offer free, no-hassle consultations to help you determine the best way to address your situation and resolve your financial hardship as quickly as possible. So don't waste another moment! Get us involved to learn more about how we will be able to help you during this trying time.

Are you currently dealing with debt? Don't wait! Contact a Long Island bankruptcy attorney from our firm today to retain professional legal representation.